Interested in drawing and painting since he could remember, Lloyd is mostly self-taught. Lloyd started his career in Rahway, New Jersey in October of 1966. As an eleventh generation Rahway native, his paintings are largely inspired by his town and ancestors, who were innkeepers of the Terrill Tavern (which still stands in Rahway) as well as carriage and sled builders. Lloyd's style is realistic, but the subject matter in unlimited. Having spanned a wide variety of subject matter — Revolutionary, Civil War, landscapes, still-lifes, portraits, Surrealism, aviation, nautical, westerns, wildlife and florals, LLoyd loves to take on new artistic challenges.
Lloyd has painted miniature oils, two series of Christmas plates for the Bradford Exchange, and drew comic books for two years with Gold Key Comics. Lloyd's created advertisements including the cover for "Old Spice" cologne, the logo for "Sleep Doctor", and a cover for "Finley" tea. Lloyd's also painted murals for local businesses in the New Jersey area. Some of Lloyd's colonial works include a depiction of George Washington and his troops crossing the Delaware River for Washington Crossing State Park, and a portrait for the Sons of the Revolution organization.
Lloyd's paintings can be found in the homes of Wayne Chrebet of the New York Jets, playwright and screenwriter Norman Wexler (Saturday Night Fever, Serpico), comedian Buddy Hackett and actor Robert Mitchum. One collector has purchased as much as ninety-two of Lloyd's originals. Two paintings can be seen on a wall in the movie "Death Wish" starring Charles Bronson.